Guaranteed Issue

Planning for your future

What is Guaranteed issue?

 is a term used in health insurance to describe a situation where a policy is offered to any eligible applicant without regard to health status. Often this is the result of guaranteed issue statutes regarding how health insurance may be sold, or to provide a means for people with pre-existing conditions the ability to obtain health insurance of some kind.

Guaranteed issue life insurance tends to be a last resort for individuals who can’t qualify for life insurance because of their current or past health problems and who don’t have the option to purchase life insurance as a benefit through their employer.

Martin Insurance and Financial Services LLC